healthcare

Tips for Making Caregiving Easier and Financially Smart

At some point in life, just about everyone becomes a caregiver or a financial caregiver to a family member or loved one. If you are a caregiver or know someone who is, you probably have some stories about how overwhelming it can be—emotionally and otherwise. Being a caregiver requires love, time, and patience. It also requires some financial oversight—an aspect of caregiving that often doesn’t get the proper attention it deserves.  

Do You Need Longterm Care Insurance?

Like estate planning, long-term care insurance is a critical component of a financially secure future, but many people tend to put it off or actively avoid it. Planning ahead helps you avoid burdening your family and loved ones with the mental and financial costs of providing care. Read on for more about adding a long-term care policy to your overall wealth portfolio and what to consider along the way.